Bankruptcy in California: A Complete Guide
How bankruptcy works in California — the four federal districts, Chapter 7 vs. 13 vs. 11, the automatic stay, the means test, California's two exemption systems, and the homestead exemption.
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Chapter 7 vs. Chapter 13 in California
A side-by-side comparison of Chapter 7 liquidation and Chapter 13 repayment for California filers, including the means test, exemptions, and Chapter 13's foreclosure and cram-down tools.
California Bankruptcy Exemptions: The 703 and 704 Systems
How California's two exemption systems work, the CCP § 704.730 homestead, the § 703.140(b)(5) wildcard, and the current dollar amounts for home, car, household goods, and more.
The California Chapter 7 Means Test
How the Chapter 7 means test works in California — the median-income comparison, the figures by household size, the disposable-income calculation, and what to do if you don't pass.
Debt Relief Options in California
Alternatives to bankruptcy — negotiation, debt-management plans, and settlement — plus your rights under the Rosenthal Act, the 4-year statute of limitations, and wage-garnishment limits.